Businesses moving goods
Commercial insurance for wholesale and logistics.
Whether you sell the stock or carry the freight, we build the insurance submission around your role. We account for storage and delivery agreements when comparing available policies.
Wholesale & distribution
We arrange commercial insurance around the stock you sell and the way it reaches the buyer. We account for peak inventory and temporary storage, then compare the coverage needed for your own deliveries with goods carried by another business.
What we include in a distribution submission.
- Peak stock values and temporary or overflow storage
- Products sourced, imported, repackaged, or sold under your name
- Customer agreements and the point where delivery responsibility passes
- Fleet use, contracted deliveries, and returned goods
We also identify fixed-location property needs when preparing the account. The cargo, auto, and liability policies shown here each address part of a distributor’s insurance.
Explore this insuranceLogistics & trucking
We help trucking and logistics businesses seek insurance for the responsibilities they take on. Your submission distinguishes freight you carry from transport you arrange, with hired vehicles and subcontracted hauls described clearly.
The transport details we take to market.
- Vehicle ownership, hiring arrangements, and normal operating radius
- Commodities carried and loads requiring special handling
- Shipper or broker agreements and assumed cargo responsibility
- Stops, overnight parking, loading work, and temporary storage
We check cargo terms separately from commercial auto and compare the proposed cover with your transport agreements. That makes any missing condition visible before you select a quote.
Explore this insurance