What Are the Key Differences Between HUB International and Markel Insurance Inland Marine Insurance?
Property Examples and Covered Movement
HUB International defines inland marine for business property transported over land, used at a jobsite or stored in a warehouse, and lists trade-show exhibits, cargo, sales samples, medical equipment, computer systems and photography equipment. HUB says covered perils can include fire, hail, theft, water damage, wind, accidental damage and mysterious disappearance. Markel Insurance describes Markel solutions for property in transit, jobsite materials, leased equipment, installation and rigging across sectors such as transportation, technology and equipment rental. Buyers can map their equipment and perils against these examples before requesting terms. [3] [4]
Brokerage and Survey Support
HUB directs prospects to a broker or marine specialist and does not publish deductible or limit amounts. Markel says its inland-marine specialists may conduct on-site or desktop surveys and provide risk strategies. The first route starts with broker discussion; the second may add a property survey. Ask each provider who selects the insurer and whether a survey is needed for your locations and equipment. [3] [4]