Chubb vs Foxquilt: Inland Marine Insurance

Chubb insures inland marine directly, including builders risk, and offers loss-control services. Foxquilt lists inland marine among primary lines and describes mobile-contractor coverage for ConvertLabs janitorial businesses.

Embarcadero Risk brings together source-based comparisons for businesses moving people and goods.Research updated 2026-09-30

Chubb lists builders risk, contractor equipment and leased-property options; Foxquilt describes a narrower mobile-tools feature for janitorial and cleaner businesses.

Source material

  1. 01
    Commercial Insurance Guide

    California Department of Insurance · Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery · accessed 2026-09-16

  2. 02
    Inland Marine Insurance

    Chubb · Innovative inland marine insurance coverage solutions list: builders' risk, homebuilders builders' risk, engineered risk, contractors equipment, leased property & installment sales; Inland marine engineering services section · accessed 2026-09-23

  3. 03
    About Us - North American Business Insurance Company

    Foxquilt · Our Primary Coverages; North American Distribution; Foxden; broad company-level distribution statement. · accessed 2026-09-29

  4. 04
    Cleaner Insurance Program by Foxquilt

    Foxquilt · Current Foxquilt-powered ConvertLabs cleaner program page; lines 108–135 lists CGL, Commercial Auto, Mobile Equipment, Crime/Bonds and Workers’ Compensation. Lines 127–128 identify Mobile Equipment as “also known as Inland Marine” and limit it to a small portion of equipment coverage commonly used by janitorial providers; lines 130–131 describe Crime, not bond terms. Page says program applications are available in Canada or the U.S. Directly inspected 2026-09-29. · accessed 2026-09-29

  5. 05
    Inland Marine Policy: Contractors’ Equipment

    Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services · PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34 · accessed 2026-09-16

What Are the Key Differences Between Chubb and Foxquilt Inland Marine Insurance?

Tailored Products and Program Scope

Chubb underwrites inland marine directly and lists builders risk, contractors’ equipment, engineered risks and leased or financed property among its products. Foxquilt’s page instead describes mobile contractors’ equipment, small tools and hardware within a cleaner program, calling it only a small portion of equipment coverage. A construction fleet or financed equipment portfolio should ask Chubb about the relevant named product; a cleaning business should verify with Foxquilt what the program actually schedules. [2] [4]

Loss Control and Quote Access

Chubb says regular loss-control services are part of the premium and offers online quoting tools for builders risk and contractors’ equipment. Foxquilt gives a quote path for its cleaner program but does not describe comparable inland-marine loss-control services in the reviewed record. Ask whether Chubb’s services apply to your selected form and whether Foxquilt’s quote can cover equipment outside the janitorial program. [2] [4]

What Should You Confirm in Chubb and Foxquilt Inland Marine Insurance Quotes?

  • Ask Chubb which named inland-marine product fits your property and whether loss-control services or a fee-based consultation apply. [2] [4]

  • Ask Foxquilt whether your business qualifies for the cleaner program and request a schedule and limits for each tool or machine. [2] [4]

Coverage topics

Chubb

  • role: Chubb underwrites inland marine coverage directly and describes it as tailorable to a business's specific inland marine risks rather than a single fixed product. Inland Marine product page.company-reportedSource ↗
  • coverage: Chubb's inland marine line includes builders' risk insurance, homebuilders builders' risk for residential contractors, engineered risk insurance for large civil transportation and utility projects, contractors equipment insurance for construction equipment fleets, and coverage for leased or financed property. Innovative inland marine insurance coverage solutions list; each is a distinct sub-product.company-reportedSource ↗
  • eligibility: Chubb positions its inland marine solutions for transportation and logistics companies, contractors and developers, and describes coverage scaling from single-location residential builders to regional homebuilders. Product page introduction and Homebuilders builders' risk description.company-reportedSource ↗
  • limits: The reviewed page does not publish specific coverage limits or deductibles for inland marine coverage; these vary by sub-product. Inland Marine product page as read on 2026-09-23.not-foundSource ↗
  • services: Chubb says regular loss-control services are included as part of the inland marine premium, with more complex risk evaluation and management consultations available on a fee-for-service basis, and offers u*writer Builders Risk and u*writer Contractors Equipment as web-based quoting tools. Inland marine engineering services and Online tools & solutions sections.company-reportedSource ↗
  • application: You can request a quote online, or an appointed independent agent or broker can apply for a Chubb Appointment to place inland marine coverage. Inland Marine product page quote call-to-action for business owners and for agents and brokers.company-reportedSource ↗

Foxquilt

  • role: Foxquilt lists Inland Marine among primary coverages and identifies Mobile Equipment as Inland Marine in its cleaner program. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.company-reportedSource ↗Source ↗
  • coverage: The cleaner program describes mobile contractors’ equipment, small tools and hardware, and expressly characterizes this as only a small portion of equipment coverage. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.company-reportedSource ↗Source ↗
  • eligibility: The described scope is the ConvertLabs janitorial/cleaner program; it is not evidence of broad standalone inland-marine availability. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.company-reportedSource ↗Source ↗
  • application: The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.company-reportedSource ↗Source ↗
  • limits: The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. Ask for the quote and specimen or issued policy forms before treating a listed feature as covered.not-disclosedSource ↗Source ↗

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