Berkshire Hathaway Specialty Insurance vs Travelers: Inland Marine Insurance

Berkshire Hathaway Specialty Insurance lists inland transportation and marine products for developers and general contractors. Travelers insures inland marine within its farm and ranch offering and provides mobile-equipment coverage, bought through an independent agent.

Embarcadero Risk brings together source-based comparisons for businesses moving people and goods.Research updated 2026-09-30

Coverage topics

Berkshire Hathaway Specialty Insurance

  • coverage: BHSI's marine catalog includes inland transit, motor-truck cargo, warehouse legal liability, contractor equipment and installation risks. US commercial marine and inland-marine products. Material limitation: These are separate scheduled exposures/forms; not all are necessarily available in one policy.company-reportedSource ↗
  • coverage: BHSI describes additional inland-marine risks such as exhibition property, scheduled articles, small tools and leased equipment. Commercial inland marine placements. Material limitation: Eligibility, deductibles, limits and geographic scope depend on the policy.company-reportedSource ↗
  • eligibility: For Inland Marine, BHSI lists developers, general contractors, logistics, transportation, oil and gas, utilities, and warehousemen as top targets. BHSI U.S. Inland Marine target-account list only. Material limitation: Target examples do not guarantee eligibility; do not substitute the separate Ocean Marine customer list or combine the products/forms.company-reportedSource ↗

Travelers

  • role: Travelers underwrites inland marine as a family of segment-specific products that can stand alone or complement its other industry-segment policies. Inland marine page introduction and segment sections.company-reportedSource ↗
  • eligibility: Travelers targets inland marine coverage at construction, fine art and museums, renewable energy, transportation/cargo/logistics, communications, manufacturing, municipalities and specialized-equipment and mobile-equipment-dealer businesses. Inland marine page segment list.company-reportedSource ↗
  • coverage: Travelers describes inland marine as covering business property transported or moved between locations, including computers and electronics, medical diagnostic equipment, party and event equipment, fine art and collectibles, bridges and radio towers, trade show exhibits, and solar panels and wind turbines. Inland marine page "typically covers" list; actual inclusions and exclusions are set by the issued policy.company-reportedSource ↗
  • coverage: Travelers offers an inland marine product for mobile equipment dealers, described as protecting against losses from fire, theft, weather and rental-related incidents. Inland marine page mobile equipment dealers section.company-reportedSource ↗
  • limits: The reviewed page does not publish limits or deductibles for any inland marine segment product. Inland marine page as read on 2026-09-23; amounts would appear on a quote or declarations.not-foundSource ↗
  • application: Inland marine coverage is bought through a Travelers independent agent. Inland marine page "Find an insurance agent" call to action.company-reportedSource ↗

What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Travelers Inland Marine Insurance?

What the Published Offering Defines

Berkshire Hathaway Specialty Insurance names inland transit, motor-truck cargo, warehouse legal liability and contractor equipment in its marine catalog. Travelers describes a family of segment-specific products that can stand alone or complement its industry programs, with examples spanning construction, fine art, renewable energy, transportation, manufacturing and mobile equipment. A buyer with a defined industry exposure can ask Travelers for the segment product, while Berkshire Hathaway Specialty Insurance’s list maps more directly to cargo and warehouse operations. [1] [4]

Buying and Policy Details to Resolve

Travelers says buyers purchase inland marine through an independent agent; Berkshire Hathaway Specialty Insurance’s public catalog names the product families but does not specify a retail route. Travelers also lists property ranging from medical equipment to trade-show exhibits and radio towers, while Berkshire Hathaway Specialty Insurance separately mentions exhibition property and scheduled articles. Compare the proposed item schedule and transit territory with the actual policy forms, because neither catalog establishes limits or deductibles for your account. [1] [4]

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Travelers Inland Marine Insurance Quotes?

  • Which Travelers segment form covers the property, transit and storage locations you use? [1] [4]
  • Will Berkshire Hathaway Specialty Insurance schedule exhibition property or leased equipment under the proposed class? [1] [4]

Berkshire Hathaway Specialty Insurance names inland transit, motor-truck cargo, warehouse legal liability and contractor equipment. Travelers describes stand-alone or complementary products for construction, fine art, energy, transportation, manufacturing and specialized equipment.

Source material

  1. 01
    Marine

    Berkshire Hathaway Specialty Insurance · Inland and ocean marine product list, covered property classes and target businesses; lines 18-69 · accessed 2026-09-28

  2. 02
    Commercial Insurance Guide

    California Department of Insurance · Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery · accessed 2026-09-16

  3. 03
    Inland Marine Policy: Contractors’ Equipment

    Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services · PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34 · accessed 2026-09-16

  4. 04
    Inland Marine Insurance

    Travelers · Who needs inland marine coverage?; Inland marine insurance typically covers; Inland marine construction insurance; fine art and museums insurance; renewable energy insurance; transportation, cargo, logistics insurance; communications, computerized equipment, medical equipment and miscellaneous property insurance; mobile equipment dealers insurance · accessed 2026-09-23

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