Berkshire Hathaway Specialty Insurance vs Chubb: Inland Marine Insurance

Berkshire Hathaway Specialty Insurance lists inland transportation and other marine risks, including products for developers and general contractors. Chubb insures inland marine directly, including builders risk coverage and regular loss-control services.

Embarcadero Risk brings together source-based comparisons for businesses moving people and goods.Research updated 2026-09-30

BHSI lists transit, cargo, warehouse, contractor equipment and installation exposures for named industries; Chubb describes builders risk, equipment and leased-property products with loss-control services.

What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Chubb Inland Marine Insurance?

Marine catalog and product-specific options

Berkshire Hathaway Specialty Insurance lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment and installation risks, and targets industries including construction, logistics, utilities and warehouse operations. Chubb names builders’ risk, homebuilders builders’ risk, engineered project risks, contractor equipment and leased or financed property. A buyer can compare the specific property and project against each catalog, then check whether the proposed policy schedules it and where it is covered. [1] [1] [3]

Loss-control resources and quote route

Chubb says regular loss-control service is included in the inland-marine premium, with complex consultations available for a fee, and offers web-based quoting tools for builders risk and contractors equipment. BHSI’s record lists its exposures and target buyers but does not specify comparable inland-marine services or digital tools. Buyers should ask Chubb about consultation fees and BHSI about any risk-control support attached to the quote. [3] [1]

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Chubb Inland Marine Insurance Quotes?

  • Ask both insurers how transit, storage and scheduled equipment are covered and what deductibles apply. [1]
  • Ask Chubb whether loss-control consultation is included or billed separately. [3]

Coverage topics

Berkshire Hathaway Specialty Insurance

  • coverage: BHSI's marine catalog includes inland transit, motor-truck cargo, warehouse legal liability, contractor equipment and installation risks. US commercial marine and inland-marine products. Material limitation: These are separate scheduled exposures/forms; not all are necessarily available in one policy.company-reportedSource ↗
  • coverage: BHSI describes additional inland-marine risks such as exhibition property, scheduled articles, small tools and leased equipment. Commercial inland marine placements. Material limitation: Eligibility, deductibles, limits and geographic scope depend on the policy.company-reportedSource ↗
  • eligibility: For Inland Marine, BHSI lists developers, general contractors, logistics, transportation, oil and gas, utilities, and warehousemen as top targets. BHSI U.S. Inland Marine target-account list only. Material limitation: Target examples do not guarantee eligibility; do not substitute the separate Ocean Marine customer list or combine the products/forms.company-reportedSource ↗

Chubb

  • role: Chubb underwrites inland marine coverage directly and describes it as tailorable to a business's specific inland marine risks rather than a single fixed product. Inland Marine product page.company-reportedSource ↗
  • coverage: Chubb's inland marine line includes builders' risk insurance, homebuilders builders' risk for residential contractors, engineered risk insurance for large civil transportation and utility projects, contractors equipment insurance for construction equipment fleets, and coverage for leased or financed property. Innovative inland marine insurance coverage solutions list; each is a distinct sub-product.company-reportedSource ↗
  • eligibility: Chubb positions its inland marine solutions for transportation and logistics companies, contractors and developers, and describes coverage scaling from single-location residential builders to regional homebuilders. Product page introduction and Homebuilders builders' risk description.company-reportedSource ↗
  • limits: The reviewed page does not publish specific coverage limits or deductibles for inland marine coverage; these vary by sub-product. Inland Marine product page as read on 2026-09-23.not-foundSource ↗
  • services: Chubb says regular loss-control services are included as part of the inland marine premium, with more complex risk evaluation and management consultations available on a fee-for-service basis, and offers u*writer Builders Risk and u*writer Contractors Equipment as web-based quoting tools. Inland marine engineering services and Online tools & solutions sections.company-reportedSource ↗
  • application: You can request a quote online, or an appointed independent agent or broker can apply for a Chubb Appointment to place inland marine coverage. Inland Marine product page quote call-to-action for business owners and for agents and brokers.company-reportedSource ↗

Source material

  1. 01
    Marine

    Berkshire Hathaway Specialty Insurance · Inland and ocean marine product list, covered property classes and target businesses; lines 18-69 · accessed 2026-09-28

  2. 02
    Commercial Insurance Guide

    California Department of Insurance · Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery · accessed 2026-09-16

  3. 03
    Inland Marine Insurance

    Chubb · Innovative inland marine insurance coverage solutions list: builders' risk, homebuilders builders' risk, engineered risk, contractors equipment, leased property & installment sales; Inland marine engineering services section · accessed 2026-09-23

  4. 04
    Inland Marine Policy: Contractors’ Equipment

    Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services · PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34 · accessed 2026-09-16

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