What Are the Key Differences Between AIG and Risklytics Inland Marine Insurance?
Industry programs and robotic-unit protection
AIG lists inland marine for transportation/logistics and construction/equipment exposures, including movable business property. Risklytics frames its equipment coverage for robotics companies when a unit first leaves the building, including pilot equipment kept at a customer site. If the insured property is a robot or demo unit, Risklytics’ description is specific to that risk; AIG’s broader categories may suit other construction or transport property. [1] [5]
Schedule each unit at replacement value
Risklytics distinguishes damage to the robot itself from bodily injury to a bystander, which belongs under GL, and says each unit should be listed at replacement cost rather than covered by one blanket amount. AIG describes movable-property protection without specifying a valuation method. Ask both markets to show how demos, customer-site storage and transit are scheduled and valued. [5] [5] [1]
Carrier choice and per-unit values
Risklytics places with outside carriers and says the bound policy names the issuing insurer; AIG’s overview likewise does not identify an insurer for a specific placement. Risklytics asks for every unit and real value before placement. Ask AIG what schedule its market requires and compare the carrier, per-unit limits, deductible and theft conditions once both proposals are available. [4] [5] [1]
What Should You Confirm in AIG and Risklytics Inland Marine Insurance Quotes?
- Which AIG offering covers robotic units at pilots and customer sites, and how must each unit be scheduled?
- Will Risklytics insure replacement value for every unit, including during transit, demo and temporary customer storage?