What Are the Key Differences Between AIG and CNA Inland Marine Insurance?
Overlap across equipment and construction classes
AIG describes inland marine for transportation/logistics and construction/equipment exposures, including contractors and movable business property. CNA’s appetite list is more itemized: builders risk, contractor equipment, electronic data-processing property, fine arts, installation floaters, medical equipment, transportation and wholesale distributors. A business with a particular class of property can use CNA’s list to focus its submission, while asking AIG how the exposure maps to its construction or logistics offerings. [1] [3]
Named exposures and specialist support
CNA says its marine solutions have dedicated underwriting, risk-control and claims specialists. AIG describes marine risk consulting, risk engineering and claims resources, with route or equipment review where applicable. The service descriptions may matter for high-value equipment or complex transit: ask which specialist will review your schedule and what support is available after a loss. [3] [1]
Property schedule and covered causes
CNA’s claim examples include medical equipment, accounts receivable and fine art, while AIG’s overview uses broader movable-property categories. Neither page establishes the exact limits, deductibles or covered causes for a buyer. Provide an itemized schedule with values and locations, then compare exclusions for transit, jobsite storage and installation on the quoted forms. [3] [1]
What Should You Confirm in AIG and CNA Inland Marine Insurance Quotes?
- Which AIG category and policy form covers the specific property and installation or transit stages on your schedule?
- Which CNA class, limits, deductibles and risk-control specialist apply to your equipment, medical property or fine art?