What Are the Key Differences Between AIG and Chubb Inland Marine Insurance?
Tailored carrier products and account scope
AIG markets inland marine through transportation/logistics and construction/equipment offerings. Chubb says it underwrites inland marine directly and lists builders’ risk, contractors’ equipment, engineered project risks and leased or financed property. Both address moving or project-related assets, but Chubb’s catalog names distinct product forms. Contractors should identify whether they need scheduled equipment, a construction project policy or protection for leased property before asking each insurer for terms. [1] [3]
Loss control and quote access
Chubb says regular loss-control service is included in the premium, with more complex risk evaluation available for a fee; it also offers online quoting tools for builders’ risk and contractors’ equipment. AIG describes marine risk consulting, engineering and claims resources, including route or equipment review where applicable. Ask which service applies to the specific policy and whether any consultation has a separate charge. [3] [1]
Online quote and insurer identity
Chubb allows quote requests online or through an appointed independent agent or broker. AIG’s overview does not specify an application channel or identify the insurer for a given placement. Ask AIG who will issue the policy and how to submit values and locations; compare each quote’s covered causes, deductibles and limits rather than relying on product names. [3] [1]
What Should You Confirm in AIG and Chubb Inland Marine Insurance Quotes?
- Which Chubb product form matches your property, and which risk-control services or consultations are included or fee-based?
- Who issues the AIG policy, and what property, causes, transit stages, limits and deductibles are scheduled?