What Are the Key Differences Between Mylo and Zurich U.S. Commercial Auto Insurance?
Personal vehicles and rental fleets
Mylo recommends non-owned auto for businesses whose employees drive personal vehicles for work, including mixed work and personal errands that could still create business liability. Zurich’s cited program is designed for rental fleets and lists comprehensive, collision and specified-peril vehicle damage options, with defined exclusions for its catastrophic option. A business with employee-owned cars should ask Mylo to show the non-owned liability terms; a rental operator should examine Zurich’s vehicle damage wording and conditions. [4] [6]
Comparing carriers and application information
Mylo says it compares commercial auto quotes from multiple carriers and recommends coverage for the business and its vehicles. Zurich’s application is by phone and requests fleet size, vehicle age, value and type, rental and personal use, and operating procedures. Mylo’s description centers on carrier comparison, while Zurich’s application details emphasize rental practices. Ask Mylo to identify each carrier and Zurich to confirm the use classifications applied to the quote. [4] [6]