What Are the Key Differences Between Corgi and TechInsurance Commercial Auto Insurance?
Broader Business-Vehicle Coverage vs. Motor-Carrier Filings
TechInsurance names bodily-injury and property-damage liability, MedPay or PIP where required, uninsured-motorist coverage, and optional collision and comprehensive. Its reported median is $245 a month. Choose TechInsurance if you need the broader business-vehicle coverage menu; choose Corgi if you need motor-carrier MCS-90 filings. [3] [7]
Liability Limits Each Page Discloses
Corgi advertises commercial auto liability limits up to $1 million with SIR options. TechInsurance’s reviewed page does not publish liability-limit amounts; it reports a median premium of $245 a month and says the exact premium depends on vehicles, driving records, coverage options, claims history, deductible, and limits. Neither reviewed page names the issuing insurer. [3] [7]
Vehicles TechInsurance Says Sit Outside the Form
TechInsurance says commercial auto does not cover personal, leased, or rented vehicles used for work (those need hired and non-owned auto), a newly purchased vehicle not yet added, or damage to a customer’s vehicle in the business’s care (garage keepers). Corgi’s reviewed metadata does not list those exclusions. Corgi’s pages also do not describe hired-and-non-owned auto as a separate coverage. [7] [3]
What Should You Confirm in Corgi and TechInsurance Commercial Auto Insurance Quotes?
- Ask both who issues the policy; neither reviewed page names the insurer. [3] [7]
- Compare Corgi’s limit and SIR with TechInsurance’s deductible, limits, and how your premium sits versus the $245 median. [3] [7]
- Confirm MCS-90 and state filings on Corgi if you need motor-carrier documents; ask TechInsurance whether those filings are available. [3] [7]
- If you use hired, rented, or customer vehicles, ask TechInsurance about hired/non-owned auto and garage keepers, which Corgi’s metadata does not address. [7] [3]