Corgi vs Newfront: Commercial Auto Insurance

Newfront brokers auto liability within a casualty program for any company size, starting with a consultation; Corgi publishes trucking auto liability limits up to $1 million with an MCS-90 endorsement (a federal filing for motor carriers).

Embarcadero Risk brings together source-based comparisons for businesses moving people and goods.Research updated 2026-09-29

Coverage topics

Corgi

  • role: Corgi's commercial auto liability product for trucking operators is hosted on a separate site, trucking.corgi.insure, distinct from the startup-insurance product pages on corgi.insure that carry CGL, D&O, Cyber and the other startup modules. Site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata (title and description) without executing client-side rendering, so no further page content was reviewed.company-reportedSource ↗Source ↗
  • coverage: Corgi describes the product as commercial auto liability insurance for trucking operators that includes an MCS-90 endorsement (a federal financial-responsibility filing for motor carriers) and handles required state filings issued at bind. Page metadata for trucking.corgi.insure/insurance/auto-liability; the underlying policy form, named insured requirements and exclusions were not accessible in the reviewed page content.company-reportedSource ↗
  • limits: Corgi advertises commercial auto liability limits up to $1 million, with self-insured retention (SIR) options. Page metadata only; the specific limit tiers, minimum/maximum SIR amounts and how they vary by fleet were not accessible in the reviewed page content.company-reportedSource ↗
  • insurer: The reviewed page content does not name the insurer or underwriting entity for commercial auto liability; the trucking site's disclosures were not reachable without executing its client-side application. trucking.corgi.insure/insurance/auto-liability as fetched on 2026-09-23. Corgi's main-site disclaimers page names Corgi Insurance Company, Inc. and Technology Risk Retention Group, Inc. as underwriters for its startup product lines, but nothing in the reviewed sources ties that disclosure to the separately branded trucking product.not-disclosedSource ↗

Newfront

  • role: Newfront's casualty practice brokers auto liability coverage. It negotiates placement and program structure with carriers rather than underwriting the risk itself. Casualty offering page; auto liability is one of several coverages the casualty practice places.company-reportedSource ↗
  • insurer: The reviewed casualty page does not name the insurer or insurers that would issue an auto liability policy placed through Newfront. Casualty page as read on 2026-09-23; carrier depends on the specific placement.not-disclosedSource ↗
  • eligibility: Newfront says it addresses "the rise in motor vehicle accidents" as part of casualty risk for companies of every size and scope, without naming a fleet-size or industry cutoff for auto liability specifically. Casualty page intro paragraph; general framing, not a stated eligibility rule.company-reportedSource ↗
  • coverage: Newfront lists Auto Liability among the Key Coverages of its casualty program, alongside general liability, product liability, workers' compensation, umbrella/excess liability, and environmental and pollution liability. Casualty page Key Coverages list; no description of auto-specific limits, endorsements or fleet-safety requirements.company-reportedSource ↗
  • limits: Newfront's casualty page does not publish limits, deductibles, retentions or program structures (such as guaranteed-cost versus large-deductible) specific to auto liability. Casualty page as read on 2026-09-23; program-structure options are described only in general terms for casualty overall.not-disclosedSource ↗
  • services: Newfront says its casualty practice provides claims advocacy and integrated risk control resources to help clients mitigate risk exposures and reduce claim frequency and costs, alongside market intelligence from carrier relationships. Claims Advocacy & Risk Control and Market Intelligence sections; described casualty-wide, not auto-specific.company-reportedSource ↗
  • application: You start an auto liability placement by requesting a consultation through Newfront's casualty page. Casualty page call-to-action; no online quoting or binding described.company-reportedSource ↗
  • claims: Newfront says its casualty claims advocacy team manages claims through resolution, which would include an auto liability claim. The Newfront Difference section; casualty-wide description, not an auto-specific claims workflow.company-reportedSource ↗

What Are the Key Differences Between Corgi and Newfront Commercial Auto Insurance?

Trucking Liability vs. Broader Casualty Program

Newfront’s casualty practice lists auto liability alongside general liability, products, workers’ compensation and umbrella, with claims advocacy and risk-control resources. Choose Corgi if you need trucking-specific MCS-90 and state filings; choose Newfront if auto liability belongs in a wider casualty program. [3] [7]

Motor-Carrier Terms Versus a Coverage Label

Corgi describes MCS-90, required state filings at bind, and liability up to $1 million with SIR options. Newfront lists Auto Liability among key casualty coverages beside general liability, product liability, workers’ compensation, umbrella, and environmental lines. Newfront’s casualty page does not describe auto-specific endorsements, MCS-90, or published auto limits. [3] [7]

Claims Advocacy and Risk Control

Newfront says its casualty claims advocacy team manages claims through resolution, which would include an auto liability claim, and that the casualty practice provides integrated risk control and market intelligence from carrier relationships. Corgi’s reviewed trucking pages do not describe claims advocacy, risk-control consulting, or market-intelligence services for this line. [7] [3]

What Should You Confirm in Corgi and Newfront Commercial Auto Insurance Quotes?

  • Ask both who the insurer is; Corgi and Newfront do not name it on the reviewed pages. [3] [7]
  • Compare Corgi’s advertised $1 million / SIR structure with whatever auto limits and deductibles appear on a Newfront quote; the casualty page does not publish those figures. [3] [7]
  • Confirm MCS-90 and state filings on Corgi, and whether a Newfront placement includes those motor-carrier filings. [3] [7]
  • Ask Newfront how claims advocacy works on an auto loss, which Corgi’s reviewed pages do not describe. [7] [3]

Corgi focuses on trucking liability with MCS-90 and up to $1 million limits; Newfront places auto liability within a broader casualty program with claims advocacy and risk control.

Source material

  1. 01
    Commercial Insurance Guide

    California Department of Insurance · Commercial Automobile: Coverage, Classification and Limits · accessed 2026-09-16

  2. 02
    Corgi Insurance: Startup Insurance, Quoted in Minutes

    Corgi Insurance · Site-wide navigation link to trucking.corgi.insure, the separate trucking-insurance property that hosts the Auto Liability and Per-Load Cargo product pages · accessed 2026-09-23

  3. 03
    Commercial Auto Liability | Corgi Trucking Insurance

    Corgi Trucking (trucking.corgi.insure) · Page title and meta/OpenGraph description: 'Commercial auto liability insurance for trucking operators, with limits up to $1M, SIR options, MCS-90, and required state filings issued at bind.' · accessed 2026-09-23

  4. 04
    Business Vehicle Insurance

    Insurance Information Institute · Will My Personal Auto Policy Cover Business Use?; What Vehicles Are Covered?; What Coverage Do I Need if Employees Drive Their Personal Vehicles for Business?; Does a Business Umbrella Cover Autos?; Do I Need a Business Auto Policy?; Be Sure the Right Insured Is on the Policy · accessed 2026-09-16

  5. 05
    Business Auto Coverage Form

    Insurance Services Office, Inc.; hosted by National General · I.A, printed/PDF page 1; II.A.1, printed/PDF page 2; III.C–D, printed/PDF page 6; II.B.6, printed/PDF page 3; III.B.3, printed/PDF page 6 · accessed 2026-09-16

  6. 06
    Auto Insurance

    NAIC · Coverages · accessed 2026-09-16

  7. 07
    Casualty

    Newfront · Casualty intro: addressing the rise in motor vehicle accidents; Key Coverages to Protect Your Business: Auto Liability; Claims Advocacy & Risk Control; Market Intelligence · accessed 2026-09-23

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