What Are the Key Differences Between Corgi and Mylo Commercial Auto Insurance?
Business Auto Options vs. Trucking Filings
Mylo lists mandatory liability and optional collision, comprehensive and non-owned auto, and offers personal-policy bundling. Choose Mylo if you need business auto beyond trucking liability or want personal coverage bundled; choose Corgi if your trucking operation needs MCS-90 and state filings at bind. [6] [3]
What Liability and Physical Damage Include
Corgi describes commercial auto liability for trucking operators, with MCS-90 and required state filings at bind. Mylo describes mandatory bodily-injury and property-damage liability, plus optional collision and comprehensive depending on the business. Mylo’s reviewed page does not mention MCS-90; Corgi’s metadata does not list collision or comprehensive as separate options. [3] [6]
Non-Owned Auto When Employees Drive Personal Cars
Mylo recommends non-owned auto when employees drive personal cars for work, including a warning about liability during a work “detour.” Corgi’s reviewed trucking pages do not discuss non-owned auto. Corgi advertises liability limits up to $1 million with SIR options; Mylo’s commercial auto page does not publish specific liability limits or deductibles. [6] [3]
What Should You Confirm in Corgi and Mylo Commercial Auto Insurance Quotes?
- Get the issuing insurer from both, since Corgi and Mylo leave it unnamed on the reviewed pages. [3] [6]
- Compare Corgi’s limit and SIR with Mylo’s unpublished limits and deductibles. [3] [6]
- Ask Corgi about MCS-90 and state filings, and ask Mylo whether collision, comprehensive, and non-owned auto are on the quote. [3] [6]
- If employees use personal vehicles, confirm non-owned auto on Mylo’s quote and whether Corgi’s trucking form addresses that exposure. [6] [3]