What Are the Key Differences Between Corgi and Heffernan Insurance Brokers Commercial Auto Insurance?
Trucking Terms vs. General Business Program
Heffernan’s business coverage page does not specify commercial-auto forms, limits or exclusions, so ask for a line-specific quote before comparing. Corgi’s trucking product lists MCS-90, required state filings at bind and self-insured retentions. [3] [4]
What Is Spelled Out on the Line
Corgi’s page metadata describes MCS-90, required state filings at bind, and liability limits up to $1 million with SIR options. Heffernan’s business insurance page names the line without insuring agreements, limits, or exclusions. Heffernan’s reviewed page does not describe motor-carrier filings. [3] [4]
Services and How You Start
Heffernan says buyers of its business insurance, including commercial auto, can use claims services, loss control, HR consulting, and risk management. Corgi’s reviewed trucking pages do not describe those program services. Heffernan directs you to contact the firm; Corgi’s trucking product is presented on a dedicated auto-liability URL rather than a general contact prompt. [4] [3]
What Should You Confirm in Corgi and Heffernan Insurance Brokers Commercial Auto Insurance Quotes?
- Ask both which carrier issues the policy; Corgi and Heffernan leave the insurer unnamed on the reviewed pages. [3] [4]
- Confirm Corgi’s limit and SIR, and ask Heffernan for liability and physical-damage figures the catalogue page does not publish. [3] [4]
- If you need MCS-90 or state filings, ask Heffernan whether a placed policy includes them the way Corgi describes at bind. [3] [4]
- Ask Heffernan which claims and loss-control services attach to an auto placement, since Corgi’s reviewed pages do not list them. [4] [3]