What Are the Key Differences Between CNA and Gallagher Commercial Auto Insurance?
Published Coverages and Placement
CNA describes business-use owned, hired and non-owned vehicles for bodily-injury and property-damage liability, and lists automobile physical damage. Gallagher's small-business offering is arranged through partner carriers and describes additional categories: uninsured or underinsured drivers, medical costs for occupants, vehicle physical damage and theft. These are published descriptions, not a substitute for the carrier form; compare which appear in each proposed schedule. [2] [2] [3] [3]
Driver Support and Access
CNA names Driver Distractions and Cargo Securement programs. Gallagher offers an online inquiry, an advisor phone line and callback request, but its product page does not name the carrier or publish limits. If you need help evaluating fleet hazards, ask what CNA's programs include; if you approach Gallagher, request the proposed insurer and terms before comparing price. [2] [3] [3]