What Are the Key Differences Between CNA and Embroker Commercial Auto Insurance?
Executive Cars and Work Vehicles
CNA names Drive Other Car as an optional endorsement for executives and covers owned, hired and non-owned business vehicles for bodily injury and property damage. Embroker instead describes a policy for vehicles owned, leased or hired for work, available alone or within a Business Owners Policy. If executives use personal cars for company business, ask CNA about the endorsement and Embroker whether its hired and non-owned option fits that use. [2] [3] [3]
Base Protections and Risk Support
Embroker lists medical payments and collision as base coverage, while comprehensive, uninsured-motorist and roadside assistance are common endorsements. CNA lists automobile liability and physical damage, and names Driver Distractions and Cargo Securement programs. The records describe different details, so compare the actual declarations and endorsements alongside CNA's risk-control services. [3] [2]