What Are the Key Differences Between Chubb and Corgi Commercial Auto Insurance?
Trucking Liability vs. Broad Commercial Auto
Corgi lists a $1 million maximum limit and self-insured retention options for trucking operators. Chubb sells its broader commercial-auto product alone or alongside a Chubb BOP. Choose Corgi if you operate a trucking business needing MCS-90 filings; choose Chubb if you need commercial auto alongside a BOP. [5] [2]
Endorsements, Filings and Limits
Chubb’s Broad Form includes broad form insured, fellow employee coverage where allowed, rented-auto coverage for employees, and auto loan/lease gap, plus a High Value Vehicle endorsement for agreed value; when bundled in the small-business Total Account Solution, commercial auto includes PIP and UM/UIM limits up to $1 million. Corgi advertises commercial auto liability limits up to $1 million with self-insured retention options, and says the product includes an MCS-90 endorsement and required state filings issued at bind. Corgi’s reviewed pages do not name the issuing insurer. [2] [3] [5]
Who Each Names
Chubb lists manufacturing, climate tech, natural resources, financial and professional services, technology, life sciences, media, federal contractors, oil and gas, and wholesalers, and connects clients to GL Plus Risk Consulting and fleet-safety materials. Corgi’s reviewed product is framed for trucking operators; the captured pages do not describe a comparable risk-consulting program. [2] [5]
What Should You Confirm in Chubb and Corgi Commercial Auto Insurance Quotes?
- Ask Corgi whether MCS-90 and state filings are on the bound policy and which insurer issues it. [5]
- Ask Chubb whether the quote is standalone or Total Account Solution, and whether Broad Form, High Value Vehicle, and MCS-90 (if you are a motor carrier) apply. [2] [3]
- Compare Chubb’s bundled PIP and UM/UIM up to $1 million with Corgi’s $1 million liability cap and SIR options. [3] [5]
- Confirm physical damage and high-value private passenger vehicles on Chubb versus Corgi’s liability-focused trucking description. [2] [5]