What Are the Key Differences Between Aon and Chubb Commercial Auto Insurance?
Who Carries the Policy
Chubb says it underwrites commercial auto directly, either as a standalone policy or as an add-on to its small-business package. Aon’s page describes a global Professional Services Practice that helps arrange or advise on Automobile Liability; it does not identify the insurer for a client’s placement. A company wanting a direct underwriting submission can ask Chubb about its standalone route, while an Aon client should confirm which insurer and producing entity would appear on the quote. [3] [4] [1]
Endorsements and Vehicle Terms
Chubb lists a broad-form endorsement with rented-auto and fellow-employee enhancements where allowed, plus a high-value-vehicle agreed-value endorsement. Aon’s reviewed description names Automobile Liability but gives no vehicle-level coverage or endorsement list. For leased vehicles, employee rentals, or high-value cars, ask which Chubb options are available in the state and ask Aon for the matching insurer forms and declarations. [3] [1]