What Are the Key Differences Between AIG and TechInsurance Commercial Auto Insurance?
Heavy-truck eligibility versus a broader coverage checklist
AIG limits its published offer to for-hire trucking companies with vehicles above 26,000 pounds, 11–250 units, predominantly Class A/B drivers, and four years in business. TechInsurance describes commercial auto for businesses that own vehicles and outlines bodily-injury and property-damage liability, medical payments or personal-injury protection where required, uninsured-motorist coverage, and optional collision and comprehensive cover. A smaller operator should check AIG’s thresholds; a buyer comparing forms should verify which TechInsurance-listed options are actually quoted. [1] [6]
Vehicles that need a separate solution
AIG’s page identifies liability and physical-damage products for the stated truck segment, but leaves vehicle schedules and covered causes to the policy. TechInsurance specifically says personal, leased, or rented vehicles used for work need hired and non-owned auto coverage, and customer vehicles in the business’s care need garage keepers insurance. That distinction matters when staff use their own cars or the business services customer vehicles; those exposures are not answered by a company-auto quote alone. [1] [6]