What Are the Key Differences Between AIG and Mylo Commercial Auto Insurance?
Truck Qualification and Employee-Owned Vehicles
AIG targets for-hire trucking companies with heavy trucks over 26,000 pounds, fleets of 11–250 units, mostly Class A/B CDL drivers, and at least four years in business. Mylo highlights non-owned auto for businesses whose employees use personal cars for work, including trips that mix a personal errand with a work task. A company with sales or service staff should ask Mylo about that exposure; trucking fleets should confirm AIG’s exact appetite. [1] [5]
Carrier Shopping and Fleet Support
AIG describes a 24/7 incident-management hotline and DOT-compliance support. Mylo says it compares quotes from multiple carriers and can customize a package, including auto alongside personal car or home insurance. Ask who will manage commercial-auto claims and whether non-owned coverage is priced in the business policy rather than inferred from a personal bundle. [1] [5]
What Should You Confirm in AIG and Mylo Commercial Auto Insurance Quotes?
- Ask Mylo how its non-owned-auto form handles employees’ personal vehicles and mixed-purpose trips. [1] [5]
- Ask AIG to validate the fleet against its published weight, unit-count, driver, and experience thresholds. [1] [5]
- Compare insurer identity, liability and physical-damage options, claim contacts, and any bundled terms. [1] [5]