What Are the Key Differences Between HUB International and Lockton Cargo and Transit Insurance?
HUB describes marine freight by land, sea and air and stock throughput through a dedicated marine practice. Lockton adds named options such as warehouse liability, perishable deterioration and war risk, but its list is a placement capability rather than policy wording. Choose HUB if your main need is multimodal marine cargo or manufacture-to-delivery throughput; choose Lockton if you also need to explore warehouse, perishable-goods or war-risk cover. [3] [6]
Choose Marine Expertise or Broader Cargo Options
HUB brokers marine cargo through a dedicated marine practice. Lockton’s Cargo & Logistics team places marine and cargo and sits with auto, general and product liability, umbrella and workers’ compensation under Casualty Insurance Solutions. Both are brokers; HUB’s cargo path is a marine specialist, Lockton’s is a cargo-and-logistics inquiry inside casualty. [3] [6] [7]
Throughput and Vessel Markets Versus Extra Placeable Risks
HUB describes cargo covering damage, loss or theft of freight by land, sea or air, plus stock throughput from manufacturing through final delivery, and lists ocean cargo, passenger vessel, port, ship owner, shipyard and supply-chain logistics as markets. Lockton lists cargo in transit, motor truck cargo, warehouseman’s legal liability, stock throughput, deterioration of perishable goods, and war, strikes and terrorism—as a capability list, not a specimen form. HUB’s reviewed page does not list perishable deterioration or war risk by name. [3] [6]
How You Start and Who Writes It
HUB tells you to contact a HUB marine insurance specialist; no online quote is described. Lockton’s Cargo & Logistics page uses a contact form rather than a self-serve bind. Neither names the issuing insurer or publishes per-shipment limits. [3] [6]
What Should You Confirm in HUB International and Lockton Cargo and Transit Insurance Quotes?
- Ask HUB whether the placement is marine cargo, stock throughput, or both, and which vessel or terminal exposures apply. [3]
- Ask Lockton whether warehouse legal liability, perishable deterioration and war risk are included. [6]
- Get the issuing carrier from both. [3] [6]
- Confirm conveyance limits; neither reviewed page publishes them. [3] [6]