What Are the Key Differences Between Corgi and Lockton Cargo and Transit Insurance?
Choose One-Haul or Multiple Cargo Coverages
Corgi’s offering is a per-load contractual liability cargo bind for trucking operators. Lockton’s Cargo & Logistics team places marine and cargo coverage and sits beside auto, general and product liability, umbrella and workers’ compensation in Casualty Insurance Solutions; Lockton is the broker, not the insurer. Lockton lists cargo in transit, motor truck cargo, warehouseman’s legal liability, stock throughput, deterioration of perishables, and war, strikes and terrorism—as a capability list, not a specimen form. Corgi’s reviewed metadata does not itemize those marine and warehouse covers. [4] [7] [8]
Minutes-Scale Bind Versus an Inquiry Form
Corgi advertises quoting, binding and a certificate in minutes. Lockton’s Cargo & Logistics page routes buyers to a contact form rather than a self-serve quote or bind. Corgi presents the product as a replacement or supplement to an annual cargo policy; Lockton’s pages describe placing coverage for companies that ship goods, without a published per-load product. [4] [7]
Who Writes the Policy
Corgi’s reviewed trucking page does not name the insurer. Lockton’s cargo and casualty pages also do not name marine or cargo insurers; the carrier depends on the placement. A buyer comparing a load-board certificate to a Lockton program is comparing different durations and different paths to the issuing company. [4] [7] [8]
What Should You Confirm in Corgi and Lockton Cargo and Transit Insurance Quotes?
- Ask Corgi which load, commodity and certificate wording the bind covers. [4]
- Ask Lockton which items from its capability list—motor truck cargo, stock throughput, warehouse legal liability, war risk—are actually on the quote. [7]
- Get the issuing insurer from both; neither reviewed page names it. [4] [7]
- Confirm whether you need a one-haul certificate or a placed program that can include warehouse and perishable deterioration. [4] [7]