Chubb vs Hub International: Cargo and Transit Insurance

Agents submit applications to Chubb, which underwrites worldwide ocean cargo directly; HUB International brokers marine cargo through a dedicated marine practice and has prospects contact a specialist.

Embarcadero Risk brings together source-based comparisons for businesses moving people and goods.Research updated 2026-09-25

Chubb fits importers and exporters needing stated worldwide transit, warehousing or war-risk terms; HUB fits importers, ports and logistics businesses seeking multimodal freight or stock throughput from manufacture to delivery.

What Are the Key Differences Between Chubb and HUB International Cargo and Transit Insurance?

Chubb names worldwide ocean and air transit, warehousing and war/strikes; HUB describes cargo across land, sea and air and a separate stock-throughput option. Choose Chubb if you need the stated warehousing or war-risk grants on a worldwide cargo form; choose HUB if you need freight across modes or cover through the full manufacturing-to-delivery cycle. [3] [4]

Compare Worldwide Cargo and Brokered Marine Coverage

Chubb underwrites worldwide ocean cargo, covering transit and storage. HUB’s marine practice brokers cargo across transport modes and also describes stock throughput. For you, Chubb gives a defined worldwide cargo product; HUB can discuss cargo within its broader marine practice. [3] [4]

Named Ocean Grants Versus Cargo Plus Throughput

Chubb lists international ocean and air transit, domestic U.S. and Canada transit, foreign inland transit including local admitted policies, warehousing, barge movement, and war, strikes, riots and civil commotion. HUB describes marine cargo as covering damage, loss or theft of freight in transit by land, sea or air, and separately offers stock throughput from manufacturing through final delivery. HUB’s page does not list war/strikes as a named grant; Chubb’s ocean cargo page does not describe stock throughput from manufacturing. [3] [4]

Who Is Served and How You Buy

Chubb says it serves exporters, importers, manufacturers, logistics companies and shippers of unusual products; agents submit to a local mailbox, with nearly 400 risk engineers. HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal, ship owner and operator, shipyard, and supply chain and logistics businesses, and directs you to a HUB marine specialist with no online quote flow described. [3] [4]

What Should You Confirm in Chubb and HUB International Cargo and Transit Insurance Quotes?

  • Ask Chubb whether foreign inland admitted paper and war/strikes are on the policy. [3]
  • Ask HUB which carrier it would place with and whether stock throughput is quoted with marine cargo. [4]
  • Confirm whether port, shipyard or passenger-vessel exposures HUB lists are in Chubb’s ocean cargo appetite. [4] [3]
  • Get limits and deductibles from both; neither page publishes them. [3] [4]

Coverage topics

Chubb

  • role: Chubb underwrites worldwide ocean cargo insurance directly, covering goods shipped internationally as well as transit within a country and at storage locations. Worldwide Ocean Cargo Insurance product page.company-reportedSource ↗
  • eligibility: Chubb says it serves exporters, importers, manufacturers, logistics companies, and businesses that ship unusual or distinctive products. Who we serve section.company-reportedSource ↗
  • coverage: Chubb lists coverage for international ocean and air transit, domestic transit within the U.S. and Canada, foreign inland transit including local admitted policies, domestic and foreign warehousing, barge and connecting-conveyance movement, and war, strikes, riots and civil commotion risks. Coverage Details list; subject to the policy as issued.company-reportedSource ↗
  • limits: The reviewed page does not publish specific coverage limits or deductibles for ocean cargo insurance. Worldwide Ocean Cargo Insurance product page as read on 2026-09-23.not-foundSource ↗
  • services: Chubb says its in-house network of nearly 400 risk engineers globally helps companies anticipate and minimize cargo-related exposures, and it operates a Risk Engineering Center for loss-prevention education. Chubb Risk Consulting Services and Risk Engineering Center sections.company-reportedSource ↗
  • application: For new ocean cargo business, agents submit a Chubb application to the local mailbox where they submit other Chubb business. FAQ section: "How do agents submit an Ocean Cargo quote?"company-reportedSource ↗

HUB International

  • role: HUB brokers marine cargo insurance through a dedicated marine practice rather than underwriting the policy itself. Marine insurance product page as read 2026-09-23; the page does not name an issuing insurer.company-reportedSource ↗
  • coverage: HUB describes marine cargo insurance as covering damage, loss or theft of freight while it is in transit by land, sea or air, and separately offers stock throughput insurance that covers goods from the manufacturing stage through final delivery. Product-page coverage description; the issued policy and its exclusions control an actual claim.company-reportedSource ↗
  • eligibility: HUB says its marine practice serves ocean cargo, passenger vessel, port and terminal operator, ship owner and operator, shipyard, and supply chain and logistics businesses. Product-page target-market list; not a published underwriting appetite by cargo type or region.company-reportedSource ↗
  • insurer: The marine insurance page does not name an issuing insurer for cargo coverage; HUB places marine business with carriers that vary by placement. Checked the marine insurance product page on 2026-09-23; no carrier is disclosed there.not-foundSource ↗
  • limits: Published per-shipment or per-conveyance limits for HUB-placed cargo coverage were not found on this page. Checked the marine insurance product page on 2026-09-23; limits are set on the quote and declarations.not-disclosedSource ↗
  • application: HUB directs prospects to contact a HUB marine insurance specialist to arrange coverage; no online quote flow is described. Product-page call to action as read 2026-09-23.company-reportedSource ↗

Source material

  1. 01
    Motor Truck Cargo Legal Liability Coverage

    American Association of Insurance Services, Inc.; hosted by National Unity · Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13 · accessed 2026-09-16

  2. 02
    Commercial Insurance Guide

    California Department of Insurance · Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent · accessed 2026-09-16

  3. 03
    Worldwide Ocean Cargo Insurance

    Chubb · Coverage Details list: international steamer and air transit, domestic transit, foreign inland transit, warehousing, barge, war/strikes/riots; Who we serve; agent submission FAQ · accessed 2026-09-23

  4. 04
    Marine Insurance Broker Policy & Coverage

    HUB International · Marine Cargo Insurance section: protects inventory while in transit, covers damage, loss or theft of freight during transportation by land, sea or air; Stock Throughput Insurance section; Marine Liabilities list; target markets including Ocean Cargo and Supply Chain/Logistics; Contact a HUB marine insurance specialist · accessed 2026-09-23

  5. 05
    Shipping Options

    International Trade Administration, U.S. Department of Commerce · Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders · accessed 2026-09-16

  6. 06
    Special Documents

    International Trade Administration, U.S. Department of Commerce · Insurance Certificate bullet · accessed 2026-09-16

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