Chubb vs Corgi: Cargo and Transit Insurance

Chubb underwrites worldwide ocean cargo directly, including domestic transit in the U.S. and Canada and war and strikes risks; Corgi offers per-load cargo for trucking operators, bound one haul at a time.

Embarcadero Risk brings together source-based comparisons for businesses moving people and goods.Research updated 2026-09-29

What Are the Key Differences Between Chubb and Corgi Cargo and Transit Insurance?

Chubb lists international and domestic transit, warehousing and barge movement, while Corgi’s reviewed pages do not state covered perils, commodities or per-load limits. Before choosing Corgi for a haul, request those terms and the issuing insurer. [3] [5]

Choose International Shipping or One-Haul Coverage

Chubb underwrites worldwide ocean cargo insurance directly, covering international shipments, transit within a country and storage. [3] [5] [4] Choose Chubb for international shipments or stored cargo; choose Corgi for a single trucking haul.

Chubb’s Stated Cargo Grants

Chubb lists international ocean and air transit, domestic transit in the U.S. and Canada, foreign inland transit, warehousing, barge movement, and war, strikes, riots and civil commotion. Corgi’s reviewed pages do not publish equivalent perils, commodity exclusions or per-load limits, so request those details before binding a haul. [3] [5]

What Should You Confirm in Chubb and Corgi Cargo and Transit Insurance Quotes?

  • Ask Chubb whether warehousing and war/strikes are on the ocean cargo policy. [3]
  • Ask Corgi who issues the per-load policy and whether it is contractual liability only. [5]
  • Confirm you are matching international ocean cargo to a trucking haul certificate only if both exposures exist. [3] [5]
  • Get limits per conveyance and per load. [3] [5]

Coverage topics

Chubb

  • role: Chubb underwrites worldwide ocean cargo insurance directly, covering goods shipped internationally as well as transit within a country and at storage locations. Worldwide Ocean Cargo Insurance product page.company-reportedSource ↗
  • eligibility: Chubb says it serves exporters, importers, manufacturers, logistics companies, and businesses that ship unusual or distinctive products. Who we serve section.company-reportedSource ↗
  • coverage: Chubb lists coverage for international ocean and air transit, domestic transit within the U.S. and Canada, foreign inland transit including local admitted policies, domestic and foreign warehousing, barge and connecting-conveyance movement, and war, strikes, riots and civil commotion risks. Coverage Details list; subject to the policy as issued.company-reportedSource ↗
  • limits: The reviewed page does not publish specific coverage limits or deductibles for ocean cargo insurance. Worldwide Ocean Cargo Insurance product page as read on 2026-09-23.not-foundSource ↗
  • services: Chubb says its in-house network of nearly 400 risk engineers globally helps companies anticipate and minimize cargo-related exposures, and it operates a Risk Engineering Center for loss-prevention education. Chubb Risk Consulting Services and Risk Engineering Center sections.company-reportedSource ↗
  • application: For new ocean cargo business, agents submit a Chubb application to the local mailbox where they submit other Chubb business. FAQ section: "How do agents submit an Ocean Cargo quote?"company-reportedSource ↗

Corgi

  • role: Corgi's cargo insurance for trucking operators is a per-load product (contractual liability cargo coverage bound one haul at a time) offered on trucking.corgi.insure, a separate site from the startup-insurance product pages on corgi.insure. Page metadata and site structure as observed on 2026-09-23. The trucking site is a JavaScript-rendered application; the reviewed pages returned only page metadata, not the full body content.company-reportedSource ↗Source ↗
  • coverage: Corgi says the per-load cargo product can replace or supplement a trucking operator's existing annual cargo policy, implying it is meant for single-haul or overflow coverage rather than as a standalone annual policy. Page metadata for trucking.corgi.insure/insurance/per-load-cargo; specific covered perils, commodity exclusions and per-load limits were not accessible in the reviewed page content.company-reportedSource ↗
  • application: Corgi advertises that a trucking operator can quote, bind and get a certificate of insurance (COI) for per-load cargo coverage in minutes. Marketing claim from page metadata; quote speed is not independently verified and is not the same as coverage being bound for a specific load.company-reportedSource ↗
  • insurer: The reviewed page content does not name the insurer or underwriting entity for per-load cargo coverage; the trucking site's disclosures were not reachable without executing its client-side application. trucking.corgi.insure/insurance/per-load-cargo as fetched on 2026-09-23. Corgi's main-site disclaimers page names Corgi Insurance Company, Inc. and Technology Risk Retention Group, Inc. as underwriters for its startup product lines, but nothing in the reviewed sources ties that disclosure to the separately branded trucking product.not-disclosedSource ↗

Chubb underwrites worldwide ocean cargo across sea, air, storage, barge and war risks; Corgi offers per-load trucking cargo and advertises binding and a certificate in minutes.

Source material

  1. 01
    Motor Truck Cargo Legal Liability Coverage

    American Association of Insurance Services, Inc.; hosted by National Unity · Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13 · accessed 2026-09-16

  2. 02
    Commercial Insurance Guide

    California Department of Insurance · Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent · accessed 2026-09-16

  3. 03
    Worldwide Ocean Cargo Insurance

    Chubb · Coverage Details list: international steamer and air transit, domestic transit, foreign inland transit, warehousing, barge, war/strikes/riots; Who we serve; agent submission FAQ · accessed 2026-09-23

  4. 04
    Corgi Insurance: Startup Insurance, Quoted in Minutes

    Corgi Insurance · Site-wide navigation link to trucking.corgi.insure, the separate trucking-insurance property that hosts the Auto Liability and Per-Load Cargo product pages · accessed 2026-09-23

  5. 05
    Per-Load Cargo Insurance | Corgi Trucking Insurance

    Corgi Trucking (trucking.corgi.insure) · Page title and meta/OpenGraph description: 'Per-load cargo insurance that can replace or supplement your annual policy. Quote, bind, and get your COI in minutes.' · accessed 2026-09-23

  6. 06
    Shipping Options

    International Trade Administration, U.S. Department of Commerce · Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders · accessed 2026-09-16

  7. 07
    Special Documents

    International Trade Administration, U.S. Department of Commerce · Insurance Certificate bullet · accessed 2026-09-16

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