AIG vs Marsh Mclennan Agency: Cargo and Transit Insurance

Marsh McLennan Agency describes arranging stock-throughput, inland transit, motor-truck cargo and ocean marine, with an adviser or specialist to contact; AIG markets ocean cargo, naming general, bulk and project cargo.

Embarcadero Risk brings together source-based comparisons for businesses moving people and goods.Research updated 2026-09-30

AIG names cargo across land and sea and offers route-security help. Marsh McLennan Agency describes stock-throughput, inland transit, motor-truck cargo, and ocean marine options for goods in storage or transit.

Source material

  1. 01
    Ocean Cargo Insurance

    AIG · Official AIG Ocean Cargo page, lines 242–285: target classes, cargo types, program structures, stated capacity, route consultation, claims promise and policy caveat. · accessed 2026-09-30

  2. 02
    Motor Truck Cargo Legal Liability Coverage

    American Association of Insurance Services, Inc.; hosted by National Unity · Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13 · accessed 2026-09-16

  3. 03
    Commercial Insurance Guide

    California Department of Insurance · Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent · accessed 2026-09-16

  4. 04
    Shipping Options

    International Trade Administration, U.S. Department of Commerce · Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders · accessed 2026-09-16

  5. 05
    Special Documents

    International Trade Administration, U.S. Department of Commerce · Insurance Certificate bullet · accessed 2026-09-16

  6. 06
    Cargo Insurance | MMA

    Marsh McLennan Agency · Cargo insurance coverage; cargo stock throughput, inland transit, motor truck cargo, and ocean marine sections. · accessed 2026-09-30

What Are the Key Differences Between AIG and Marsh McLennan Agency Cargo and Transit Insurance?

Cargo Program Components

AIG lists general, bulk, and project cargo, plus stock-throughput and logistics structures. Marsh McLennan Agency (MMA) names cargo stock-throughput, inland transit, motor-truck cargo, and ocean marine options. A business moving inventory from a plant to a customer may need more than one of these components; ask MMA which placement covers each segment and AIG which structure addresses storage between trips. [1] [6]

Route Advice and Placement Contact

AIG offers route, conveyance, packaging, and security consultations. MMA invites buyers to discuss placement with an adviser or specialist, and its page does not state an online bind process. Ask who will collect the shipment schedule, which insurer will issue coverage, and what risk advice is available after placement. [1] [6]

What Should You Confirm in AIG and Marsh McLennan Agency Cargo and Transit Insurance Quotes?

  • Ask MMA whether stock-throughput, inland transit, truck cargo, and ocean marine are separate forms or coordinated parts of one program. [1] [6]
  • Ask AIG how its proposed form handles storage, loading, and connecting transport. [1] [6]
  • Confirm the adviser, insurer, claims contact, and service scope for each segment. [1] [6]

Coverage topics

AIG

  • role: AIG markets Ocean Cargo insurance and related global/captive solutions. The page does not name the issuing subsidiary for a particular buyer’s policy. Role in this product is limited to the description on the linked AIG source.company-reportedSource ↗
  • eligibility: AIG names importers, exporters, manufacturers, wholesalers, and distributors with international transit exposures, including containerized general cargo, bulk/break-bulk and project cargo. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.company-reportedSource ↗
  • coverage: AIG describes protection for goods moved across land, sea or international borders and lists general cargo, bulk/break-bulk and project cargo. It also lists stock-throughput, captive/fronting and logistics package structures; those examples do not settle any buyer’s policy scope. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.company-reportedSource ↗
  • services: AIG lists route, conveyance, packaging and security consultations, marine loss-control engineering, and claims support. Its Marine Claims Promise is conditional on confirmed coverage and applies to specified expense categories and agreed loss estimates. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.company-reportedSource ↗
  • limits: The page advertises $50 million transit capacity and $50 million storage/warehouse capacity, with natural-catastrophe sublimits stated as $10 million per occurrence and annual aggregate. These are advertised capacity figures, not an individual quote or policy limit. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.not-disclosedSource ↗

Marsh McLennan Agency

  • role: Marsh McLennan Agency describes arranging cargo transit for the audience stated on the cited product page. cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • eligibility: Businesses storing or transporting goods; source discusses domestic and international supply chains. cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • coverage: The cited product page describes cargo stock-throughput, inland transit, motor-truck cargo, and ocean marine options for goods in storage or transit. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • application: The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. cargo transit marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • limits: The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.not-disclosedSource ↗

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